Health Care Resource Page
Controlling the cost of health care is a priority at AIM.
The association leverages the expertise of its Health Care Cost and Policy Committee, the members of which represent a broad-range of employers and health care industry experts.
AIM’s health care public policy agenda focuses on:
- Reconciling federal health care reform with Massachusetts health care reform law; including advocating for a waiver of certain provisions of federal health care reform to avoid increases in health insurance premiums for small employers and preserve the state’s success of insuring 98 percent of our residents under Mass Health Care Reform.
- Supporting implementation of the Massachusetts health-cost control law, including limiting increases in medical spending to the overall growth in the state’s economy
- Offering a multi-year educational initiative to help employers control the cost and quality of the health insurance they provide to employees and assisting employers comply with the new requirements under federal health care reform.
- Legislation & Policy
- Employer Education
Associated Industries of Massachusetts supports the following proposals to help employers control the cost of health care:
An Act to Provide Immediate Relief to Businesses on Health-Care Costs
Imposes a moratorium on new, mandated benefits; ends publication of the list of employers (with 50 or more employees) whose workers use public health programs; and abolishes the Medical Security Trust Fund.
An Act to Eliminate Duplicative Health Insurance Reporting Requirements and Assessments
Repeals the Health Insurance Responsibility Disclosure, the Free-Rider Surcharge and the Fair-Share Assessment required under the 2006 state health reform law. These employer regulations are no longer needed because the federal Accountable Care Act will have its own compliance rules.
An Act Relative to the Division of Insurance Notifying Health Plans of Rate Decisions at Least 60 Days Prior to the Effective Date
Requires the Division of Insurance to notify health insurance carriers of rate disapproval no later than 60 days prior to the proposed effective date of the carrier’s rate.
Read AIM Testimony
An Act Relative to Health Insurance Premium Impact Statements
The state will be making numerous changes to its health care and health insurance laws and regulations in the upcoming years, especially during the process of implementing Chapter 224 and reconciling the Affordable Care Act with Massachusetts law. It is imperative that all of the changes take into consideration their impacts on premium costs.
Health Care Solution
Employers are faced with the daunting task of controlling health insurance costs while still offering a competitive health plan employees value. Layered on top of these objectives is the need to comply with the Affordable Care Act (ACA).
AIM can help with educational programs that focus on effectively managing your health care costs as well as programs on the Affordable Care Act. AIM’s Health Solution Programs help employers incorporate practical strategies and hands-on tools to effectively address your employer-sponsored health plan concerns.
Health Solution Programs:
- ACA Health Care Briefings
- ACA Workshops
Learn more about the Health Care Solution.
Employer Responsibility Infographic
An infographic describing the penalties for employers not offering affordable coverage under the Affordable Care Act.
Health Care Coverage Options Infographic
A step-by-step guide through the options and requirements for health coverage under the Affordable Care Act.
Health Reform Implementation Timeline
An interactive tool designed to explain how and when the provisions of the Affordable Care Act will be implemented over the next several years.
Key Provision under the ACA by Employer Size
Learn about the key provisions of the Affordable Care Act based on the size of your business.