Health Care Cost Control

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Controlling the cost of health care and health insurance is a priority at AIM. The association leverages the expertise of its Health Care Cost and Policy Committee, the members of which represent a broad-range of employers and health care industry experts. AIM's health care public policy agenda focuses on:


  • supporting implementation of the Massachusetts health-cost control law, which seeks to limit increases in medical spending to a 3.6 percent growth benchmark;
  • developing solutions to the huge price discrepancy among doctors and hospitals in Massachusetts;
  • developing solutions to the issue of large numbers of consumers seeking health care in high-cost academic medical centers; and
  • offering educational programs and timely updates to help employers control the cost and quality of the health insurance they provide.


  • Issues
  • Resources
  • Cost & Quality Tools
  • News

AIM Supports


Ending the Burdensome MassHealth Assessment


Repeal the so-called EMAC Supplement tax, effective January 1, 2019, and return the tax to its previous rate (.34% or max $51/employee annually). The 4,000 member employers of Associated Industries of Massachusetts (AIM) believe that any assessment on employers to close the gap in MassHealth must be accompanied by structural  reforms.

Business Groups: Reform Delays Unacceptable

AIM, Coalition Urge Legislature to Limit EMAC Assessment

Employers Ask Senate to Honor Sunset of EMAC Assesment

Limiting the Growth of Medical Spending


Control the cost of health care and health insurance by limiting the growth of medical spending to the state's 3.6 percent benchmark.


Stopping Expensive Health-Insurance Mandates


Impose a moratorium on new health care mandates and by repealing the so-called “fifty plus” report.


Requiring Premium-Impact Statements


Control the cost of health insurance by requiring that, prior to the adoption, amendment or repeal of any health-care or health-insurance related regulation, an agency must file with the Secretary of State a public notice of the proposed action and include a premium-impact statement. Mandate that any agency considering such adoption, amendment or repeal hold a hearing to allow the public to present data, views or arguments relative to the agency’s premium-impact statement and, prior to adopting the proposed regulation, the agency file an amended premium-impact statement with the Secretary of State.


Limiting Unnecessary Emergency Room Visits


As a leader of the Massachusetts Employer Health Coalition, AIM is working with employers, employees, doctors, hospitals, and health insurers to reduce inappropriate use of emergency departments by 20 percent in two years. State officials estimate that a significant number of ED visits are potentially avoidable, a pattern that costs $300-$350 million annually for commercially insured members. 


Employer Coalition Names Steering Committee

Employer Responsibility Infographic

An infographic describing the penalties for employers not offering affordable coverage under the Affordable Care Act.  

All health insurance plans in Massachusetts have Web tools that allow customers to access real-time health care cost and quality information. Online tools allow estimation of annual out-of-pocket costs and tracking health-care expenses.

Aetna Health Insurance Member Payment Estimator

Aetna Health Insurance WellMatch (currently available for employers with 750 or more employees)

Blue Cross Blue Shield Find a Doctor

Celticare Health Cost Estimation Tool

Fallon Health Care SmartShopper

Harvard Pilgrim Health Care Now iKnow (HPHC members must log into their account to access the tool’s link)

Health New England (HNE members must log into their account to access the tool’s link)

Tufts Health Plan EmpowerME

AIM Expert
Katherine Holahan
Associate Vice President
Government Affairs

Health Care Cost Control
Massachusetts, Health care, health care cost control, aca, affordable care act, health insurance
Practical information for Massachusetts employers on health care cost control, federal ACA implementation and related public policy initiatives in Mass.
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